How to Apply Personal Loan
How do I apply for credit without collateral (KTA)? Dompetpintar will share tips for filing KTA that you do can be approved by the bank.
How to Apply Personal Loan
DompetPintar.comPertama, previously you would have to choose which bank will be the destination you ask KTA. Each bank can be different in terms of credit application and credit limit granted. Therefore, you need to choose a bank that you can meet the requirements. As well as the credit limit granted in accordance with your expectations.
Secondly, it is better if you have a credit card. It will be easier for banks to approve loans without collateral before you ask if you already have a credit card. Because banks can keep track of your credit history so far. Also make sure that your credit card bills during this smoothly. The age of the credit card should be at least one year.
Third, prepare the requirements of KTA. Prepare documents required to apply for KTA. The terms of the bank for filing KTA usually like a photocopy of ID card, photocopy of credit card, copy of tax ID, pay slips (if employees) or photocopy of Business License (if you have a business). Oh yes, you should have a home phone number for the filing of this KTA. Because usually the bank will contact you by phone home.
Fourth, ask the bank or go online. Go into a bank to ask KTA your destination. Fill out the form and include the requirements needed. When completing the form, fill in the appropriate facts.
Or you can try also to apply online KTA. Currently many banks are already providing facilities KTA filing via the Internet.
Fifth, confirmation. If you make an online submission KTA, KTA after entering through an online form that you should confirm to the bank. The goal is that they can do the process for filing KTA you entered.
Sixth, verification. Bank will notify you and verify. Interviews can be conducted in person or over the phone. This verification to check the requirements for filing kelangkapan KTA.
Seventh, the survey. The bank will then conduct a survey to your home or office. Because it should be the phone number you entered in the form should always be active.
Eighth, waiting for news. Wait for good news from the bank. They will inform you whether your proposed KTA approved or not. If approved, then you can do that disbursement would you borrow.
That's the steps to apply for KTA. Want to try it?
