Step 8 Apply Home Loans

Step 8 Apply Home Loans <br /> <br /> Credit process is not as complicated as you think. Try to follow the following steps to apply for a home loan that you want to buy.<br /> <br /> Step 8 Applying the First Mortgage, search the house. Of course you have to have a home you want to buy first. You can find both on the internet, through newspaper advertisements, as well as looking at your desired location.<br /> <img alt="8 Langkah Mengajukan Kredit Rumah – DompetPintar.com" src="http://www.dompetpintar.com/images_html/images/8-langkah-mengajukan-kredit-rumah.jpg.jpg" style="float: right; height: 268px; width: 356px;" /><br /> We recommend that you have some alternative home. So that you can compare the price, location, and size of the house. So you can have the best choice of several alternative home you want.<br /> <br /> When asked to the seller's house, saying also that you will buy through the mortgage process. If the seller allows the mortgage process, meaning the house is included in the list that you need to consider.<br /> <br /> Second, make sure the house is not problematic. You need to ensure that each house you want to buy a house that does not have a problem. That is, have the certificate and IMB, and not in a state of dispute.<br /> <br /> Third, select the best home and tie with a sign so. If you drill it home no problem, proceed with selecting the best home. Once you compare, choose a house you want to buy.<br /> <br /> Usually the home seller will ask for a sign so as to show the seriousness of your home purchase. pay for a sign so that the binding.<br /> <br /> Nominal range marks so highly negotiable, depending on your agreement with the seller. A clear sign so that advances under.<br /> <br /> Fourth, pay off the advance. In accordance with the agreed time, pay off the house down payment. Advances range between 20% to 30%.<br /> <br /> Fifth, ask a mortgage to the bank. After that, ask a mortgage to the bank. If you buy a house from the developer, they usually will menguruskannya. But if not, you need to take care of yourself.<br /> <br /> To apply for a mortgage to the bank, you need to fill out the form submission mortgages that have been provided by the bank. In addition it is also equipped with such requirements:<br /> <br />      Husband and wife or ID card (if already married)<br />      Family Card<br />      Income statement or pay stub.<br />      Financial statements (for self-employed)<br />      Personal TIN<br />      Personal Income Tax Return<br />      Copy of certificate<br />      Copy of IMB<br /> <br /> Sixth, a survey of banks. The bank will then conduct a survey. Usually a survey carried out to your workplace (if employee) or to your home (if the business itself).<br /> <br /> Seventh, invited interview. Next you will be invited by the bank to be interviewed in the office. You will be asked about your finances.<br /> <br /> Eighth, credit agreement. If filing your mortgage is approved by the bank, you will sign a credit agreement. In the loan agreement with the bank of your covenant contained a good amount of credit disbursed by banks, large flowers, as well as mortgage and method of payment.<br /> <br /> By signing the credit agreement that means you already have the official home. Bank will pay the sales shortage on home sellers and you will get a key to the house.<br /> <br /> Try practicing the eight steps above to get your dream house.

Step 8 Apply Home Loans

Step 8 Apply Home Loans Credit process is not as complicated as you think. Try to follow the following steps to apply for a home loan tha...

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Ways Credit Card Limit Increase

Ways Credit Card Limit Increase <br /> <br /> Who does not want to raise the credit card limit that they have? Whether to open a business or consumer purposes, most credit card holders always want to add the credit card limit to develop business and purchase goods that have long desired<br /> <br /> Ways Card Limit Increase Kredit.comIkutilah steps below to increase your credit card limit.<br /> <br />      Periodically use a Credit Card<br /> <br /> Show the bank that you are a loyal customer and often use your credit card. If not, the bank will definitely think why you require a higher limit cards that you rarely use your credit card for the transaction.<br /> <br />      Avoid Late Payments Credit Card Bill<br /> <br /> Any delay in payment will reduce your chances to get a credit card limit is higher. Banks and card companies will always look at the track record of your credit card bill payments before giving additional credit card limit. If you are often late paying the bills, it means you're giving the signal that the current credit card limit, you have trouble paying your credit card bills. Are you willing to pay if you are given a credit limit higher?<br /> <br />      Pay More Than the Minimum<br /> <br /> By paying more than the minimum payment, you not only save on credit card interest payments, but you also show that you can afford to pay. So, try to show that it is eligible to receive additional credit card limit is to act well at least until you are given a higher limit card.<br /> <img alt="Cara Menaikkan Limit Kartu Kredit – DompetPintar.com" src="http://www.dompetpintar.com/images_html/images/Cara-menaikkan-limit-kartu-kredit.jpg.jpg" style="float: right; height: 223px; width: 333px;" /><br />      Do not Give Impression Desperate for Money<br /> <br /> When applying for a credit card limit increase, avoid statements like "The addition of this card limit is very important to me because: I recently lost a job / need credit home / need to pay for the hospital." Bank will not hesitate to give your card credit increase because this membuktikkan that you are less able to manage your finances. Change the way your petition becomes "I hope that with the addition of this credit card limit can help me to develop a business / improve credit score."<br /> <br /> Just imagine whatever you can buy if you get a credit limit of up to 1 billion. With a credit card limit is higher, your purchasing power will also increase. Similarly, the interest or debt that you must pay. Therefore, you should be wise in using the credit card and do not get into debt because credit card limit is lucrative.

Ways Credit Card Limit Increase

Ways Credit Card Limit Increase Who does not want to raise the credit card limit that they have? Whether to open a business or consumer p...

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5 Bank Personal Loan Providers

<div style="text-align: left;"> 5 Bank Personal Loan Providers </div> <div style="text-align: left;"> <br /></div> <div style="text-align: left;"> You are interested in looking for loans without collateral (KTA)? Yes, KTA are in great demand due to the current gain does not have to provide a credit guarantee / collateral like the usual credit application. Therefore many people are very interested to get the disbursement of funds from KTA.5 Bank Personal Loan Providers. </div> <div style="text-align: left;"> <br /></div> <div style="text-align: left;"> However, before you decide to choose a bank where you apply for credit personal loan, you should find the information you need first to compare the inter-bank provider of KTA. So that later you will get the best KTA participating banks. </div> <div style="text-align: left;"> <br /></div> <div style="text-align: left;"> How Seeking Information KTA? </div> <div style="text-align: left;"> <br /></div> <div style="text-align: left;"> To find KTA accurate information, you can click on credit without collateral in dompetpintar website. Dompetpintar already provides a comparison between banks KTA provider. </div> <div style="text-align: justify;"> <img alt="5 Bank Penyedia KTA – DompetPintar.com" height="320" src="http://www.dompetpintar.com/images_html/images/5-bank-penyedia-KTA.jpg" style="float: right; text-align: left;" width="212" /></div> <div> <br /></div> <div style="text-align: left;"> <br /></div> <div style="text-align: left;"> You can compare both the credit limit granted, the time period choice and how fees are charged. </div> <div style="text-align: left;"> The five banks that provide credit KTA it is: </div> <div style="text-align: left;"> <br /></div> <div style="text-align: left;">      Bank Mandiri. Independent banks provide unsecured loans with a credit limit up to USD 200 million. KTA products are provided by Bank independent assortment. As regular KTA, KTA take over, top up KTA, KTA credit cards, and others. </div> <div style="text-align: left;">      Each product KTA issued by an independent bank that is intended for a specific user. For example KTA credit cards intended for individuals who hold a credit card. </div> <div style="text-align: left;">      The advantages of KTA Mandiri is the protection of life insurance. </div> <div style="text-align: left;">      Bank CIMB Niaga. KTA provided by the CIMB Niaga bank has a limit of up to Rp 200 million. With product X-Tra Fund, CIMB Niaga promises quick process for your proposed application KTA. period provided by CIMB Niaga to 4 years. </div> <div style="text-align: left;">      Standard Chartered. Standard Chartered Bank including aggressive in giving credits without collateral. The bank provides a credit limit up to USD 200 million and a payback period of up to 5 years KTA. KTA of Standard Chartered promises fixed installments so that you can more easily within your finances. </div> <div style="text-align: left;">      Citibank. Citibank is also one bank KTA providers. With Ready Credit product name, Citibank gives credit without collateral in the form of cards that funds could be taken at an ATM. The products of this Citibank promises low interest and free administrative costs. </div> <div style="text-align: left;">      HSBC. HSBC offers unsecured loans with a limit of up to 125 million. KTA loan from HSBC bank promises easy requirements for submission. </div> <div style="text-align: left;"> <br /></div> <div style="text-align: left;"> Once you compare the inter-bank provider of KTA, now you decide which banks would be your purpose in asking KTA. Let's go!</div>

5 Bank Personal Loan Providers

5 Bank Personal Loan Providers You are interested in looking for loans without collateral (KTA)? Yes, KTA are in great demand due to t...

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The Corbett Report | The Ebola Effect: Hyping the Next Bioweapon For Fear and Profit, Aug. 12, 2014

Source: <a href="http://www.corbettreport.com/episode-293-the-ebola-effect/" target="_blank">corbettreport.com</a><br /><br /><iframe allowfullscreen="" frameborder="0" height="309" src="//www.youtube.com/embed/szPA9wsakQo" width="550"></iframe><br /><br />Are you worried about the ebola pandemic? Should you be? Is it hype? Real? A false flag? Bioterrorism? A Big Pharma scam? Join James today on The Corbett Report podcast as he peels back the layers of the ebola onion and exposes the pandemic endgame. -corbettreport.com<br /><br /><a href="http://www.corbettreport.com/episode-293-the-ebola-effect/">Show Notes</a> & <a href="http://www.corbettreport.com/mp3/episode293_the_ebola_effect.mp3">MP3</a>

The Corbett Report | The Ebola Effect: Hyping the Next Bioweapon For Fear and Profit, Aug. 12, 2014

Source: corbettreport.com Are you worried about the ebola pandemic? Should you be? Is it hype? Real? A false flag? Bioterrorism? A Big Pharm...

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Ways Closing Credit Cards

<div style="text-align: justify;"> Ways Closing Credit Cards </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Do you think that in order to close the credit card, you just need a pair of scissors? </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Ways Closing Credit Cards Many people who decide to close the credit card because they have too many credit cards that were never used, to reduce the burden of mounting debt and to reduce bad shopping habits. So, so you do not even bother calling or back and forth to the bank to ask the reason you still receive your credit card bill after the closing of the credit card, follow the steps below: </div> <img alt="Cara Menutup Kartu Kredit – DompetPintar.com" height="272" src="http://www.dompetpintar.com/images_html/images/Cara-Menutup-Kartu-Kredit.jpg" style="float: right;" width="314" /><div style="text-align: justify;"> <br /></div> <div style="text-align: justify;">      Read the terms and conditions of credit card </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> It is important to your well read the terms and conditions that apply especially if the age of your credit card is still young. Usually for closure in a short time will be subject to some penalties. </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;">      Cancel automatic payments and bills lunaskan </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> If you forget to cancel the automatic payment then you risk paying fines greater result of unpaid bills when it stopped automatic billing. Then, make sure you have paid all the bills for the credit card can not be closed if you still have debt. Repayment can be made ​​via ATM or transfer the rest of the bills, closing costs, etc. cards. Then, after a few days, contact your bank to check on receipt of payment of the bill. </div> <div style="text-align: justify;">      Learn effective closing date of the credit card </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> To close a credit card, you can call or visit the bank. Be sure to note the name of the officer in charge shut your card, the date and time of the conversation with them. Do not forget to ask effective closing date of your credit card to find out if you still have an obligation to pay the annual fee or other charge cards. </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> The bank is often difficult for closing credit card and this has been recognized by the Indonesian Consumers Foundation (YLKI). So do not be surprised if the sound complaints and complaints from customers who expressed dissatisfaction with the process of closing. For those who want to shut down the credit card, the process is going well hopefully yes.</div>

Ways Closing Credit Cards

Ways Closing Credit Cards Do you think that in order to close the credit card, you just need a pair of scissors?  Ways Closing Cr...

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How to Choose the Most Appropriate Car Loan for You

How to Choose the Most Appropriate Car Loan for You <br /> <br /> <div style="text-align: justify;"> At the present time, have a car sometimes no longer perceived as a prestige but as a necessity. So what if the savings are not enough cash payment? There are many car loan options offered services, but be smart to choose the best for you so do not bother being chased payment later. </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Steps selecting the most appropriate auto loan: </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> How to Choose the Most Appropriate Car Loan for you.</div> <img alt="Bagaimana Cara Memilih Kredit Mobil yang Paling Tepat untuk Anda - DompetPintar.com" height="300" src="http://www.dompetpintar.com/images_html/images/Bagaimana%20memilih%20kredit%20mobil%281%29.jpg" style="float: right; height: 300px; margin: 10px; text-align: justify; width: 400px;" width="400" /><br /> <div style="text-align: justify;"> 1 Determine Down Payment (DP) or a cash advance that you are able to pay, and installment per month. </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Use a financial calculator as an example of CariKredit.com. Bank Indonesia (BI) issued a decree to advance vehicle loans since June 2012, but do not worry because many dealers either new or used car that has a DP installment program for a specified period. Remember the greater DP you paid in the beginning, it means you are to repay the load is reduced. Do not forget to ask for a discount from the dealer, because the purchase with a credit scheme if accumulated certainly be more expensive than cash; typically 1-3% discount of the price of the vehicle can be achieved.</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> 2 Determine the car loan financing institutions: banking institutions or financial institutions finance companies? </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Do not immediately approve the institution designated by the dealer, check first that there are various alternatives for lighter installment. List of banks that provide car loans can be seen in DompetPintar.com and finance companies in Simulasikredit.com list. Check the credibility of banks and financial institutions to prevent fraud or other problems. </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> According to the BI provision, the minimum DP for a car loan from a bank was 30% and 25% for finance companies. But did you know? That Islamic banks and Islamic finance institutions do not need to follow the provisions of the Bank since June 2012? So there are many Islamic banks that offer DP by 20% and even 15% of the price of the vehicle. </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> 3 Thorough credit when filing. </div> <div style="text-align: justify;"> Check all procedures, questions and answers to ensure the promotion in accordance with the reality, and your rights as a debtor. Make sure you understand all that is written in the credit agreement. Perform the calculation of the overall cost of the car loan, do not already excited to see the low cost offered on the face, because it is not necessarily the total overall cost of car loans is also low. Do not jump backwards if there is a screening process or length requirements of financial institutions, which sometimes seem more difficult to process it gives greater protection against debtors also the institution itself. </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Survey 4 car prices at various dealers and internet </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Diligent approached several car dealerships first before making a decision, and before going to the dealer, it helps if you are 'doing homework' first at home is by figuring out the price of your dream car market is. With more effort, you could save up to several million! </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> 5 Select the best interest rate - fixed / flat or effective rate / floating</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Read the full explanation here term interest rates. If you choose a flat interest rate, it will be safer, while the effective rate (floating rate) You can experience profit / loss as changes in interest rates of Bank Indonesia Certificates (SBI), which is determined by the BI. </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> 6 Insurance </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Lastly, do not forget to explore insurance services to protect yourself from the things that are not desirable. Most banks / financial institutions will also require you to have insurance for the vehicle loan financing, if only there was a car accident or your vehicle is stolen. You can choose between Total Loss Only (only covers about theft) or All Risk (which also includes accidents). </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Those are some tips from DompetPintar so you can make the right decision will be the selection of your car loan.</div>

How to Choose the Most Appropriate Car Loan for You

How to Choose the Most Appropriate Car Loan for You At the present time, have a car sometimes no longer perceived as a prestige but as a...

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How to Do Over Home Loans

<div style="text-align: justify;"> How to Do Over Home Loans </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> How do I do over a home loan? Before discussing how to do it, DompetPintar will explain first what is the definition of credit over rumah.Cara Doing Over Home Loans.</div> <img alt="Cara Melakukan Over Kredit Rumah – DompetPintar.com" src="http://www.dompetpintar.com/images_html/images/cara-melakukan-over-kredit-rumah.jpg" style="float: right; text-align: justify;" /><br /> <div style="text-align: justify;"> The definition of home is move over credit loans previously made ​​by first home buyers to a second buyer who intends to continue the committed buyers credit first. </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> So in other words, the first home buyer to sell the house that has been bought on credit to both parties. This second party then pays the agreed price to the replacement of the first, and went on home loan payments to the bank unfinished. </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Thus, there are three parties involved in the process over this credit. That is the first first-time home purchase with a credit system, and the second buyer who will take over from the first loan, and the bank as a lender of the purchased home. Plus the party again that the notary that serves to keep records of the sale and purchase process over this credit. </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> To do this over a home loan that needs to be done: </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;">      Second party and the first party to the notary to express his intention to make buying and selling homes in over credit. </div> <div style="text-align: justify;">      Then, attach supporting documents such as a photocopy of the credit agreement, the bank stamped photocopy of a certificate, a copy of the IMB, the UN photocopy, photocopy of proof of payment of installments, savings books are used to pay the installments, as well as ID cards, family cards, and a marriage certificate from the first party and second party . </div> <div style="text-align: justify;">      You can ask the notary to complete the necessary requirements. </div> <div style="text-align: justify;">      The first party to the second party then sells to make a statement that has occurred over the rights and obligations of the second party. </div> <div style="text-align: justify;">      Then the notary will make a binding sale and purchase deed. Recording the deed as evidence that there is a transfer of rights to the land and the building of the first party to the second party. </div> <div style="text-align: justify;">      Furthermore, the first party and second party came to the bank providing the mortgage and handed over documents of notary. </div> <div style="text-align: justify;">      Bank which will then process the credit over this house. </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> There are two ways of doing the process over the actual home loan. Above way is through the notary. Being the second way is through the bank. </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> In this second way, the process is as follows: </div> <div style="text-align: justify;">    - The first and second parties to come to the bank. Convey that will be done over the home loan process from the first party to the second party. </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;">    - The bank will then conduct an analysis of both the related ability to pay credit. </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;">    - If the bank approves the loan over the process, then the bank will make a new credit agreement on both sides, as well as the deed of sale and binding guarantee. </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> That means to make over home loans. Please try.</div>

How to Do Over Home Loans

How to Do Over Home Loans How do I do over a home loan? Before discussing how to do it, DompetPintar will explain first what is the de...

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How to Apply Personal Loan

<div style="text-align: justify;"> How to Apply Personal Loan </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;">  How do I apply for credit without collateral (KTA)? Dompetpintar will share tips for filing KTA that you do can be approved by the bank.</div> <img alt="Cara Mengajukan Kredit Tanpa Agunan – DompetPintar.com" height="264" src="http://www.dompetpintar.com/images_html/images/Cara-mengajukan-kedit-tanpa-agunan.jpg" style="float: right; text-align: justify;" width="400" /><div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> How to Apply Personal Loan </div> <div style="text-align: justify;"> DompetPintar.comPertama, previously you would have to choose which bank will be the destination you ask KTA. Each bank can be different in terms of credit application and credit limit granted. Therefore, you need to choose a bank that you can meet the requirements. As well as the credit limit granted in accordance with your expectations.</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Secondly, it is better if you have a credit card. It will be easier for banks to approve loans without collateral before you ask if you already have a credit card. Because banks can keep track of your credit history so far. Also make sure that your credit card bills during this smoothly. The age of the credit card should be at least one year.</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Third, prepare the requirements of KTA. Prepare documents required to apply for KTA. The terms of the bank for filing KTA usually like a photocopy of ID card, photocopy of credit card, copy of tax ID, pay slips (if employees) or photocopy of Business License (if you have a business). Oh yes, you should have a home phone number for the filing of this KTA. Because usually the bank will contact you by phone home.</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Fourth, ask the bank or go online. Go into a bank to ask KTA your destination. Fill out the form and include the requirements needed. When completing the form, fill in the appropriate facts.</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Or you can try also to apply online KTA. Currently many banks are already providing facilities KTA filing via the Internet.</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Fifth, confirmation. If you make an online submission KTA, KTA after entering through an online form that you should confirm to the bank. The goal is that they can do the process for filing KTA you entered.</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Sixth, verification. Bank will notify you and verify. Interviews can be conducted in person or over the phone. This verification to check the requirements for filing kelangkapan KTA.</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Seventh, the survey. The bank will then conduct a survey to your home or office. Because it should be the phone number you entered in the form should always be active.</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Eighth, waiting for news. Wait for good news from the bank. They will inform you whether your proposed KTA approved or not. If approved, then you can do that disbursement would you borrow.</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> That's the steps to apply for KTA. Want to try it?</div>

How to Apply Personal Loan

How to Apply Personal Loan   How do I apply for credit without collateral (KTA)? Dompetpintar will share tips for filing KTA that you d...

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Dissecting Buy Houses Mutual Fund Prize

<div style="text-align: justify;"> Dissecting Buy Houses Mutual Fund Prize </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;">  Popularity of industrial property rose sharply in recent years, and more intensively as well as innovative in its product offering. One of the DompetPintar taste pretty creative this time purchase of a home is the lure of a prize of Mutual Funds.</div> <div style="text-align: justify;"> One of the developers claim that this scheme offers, prize fund mutual fund can be used as a backup in case of a mortgage when the process stalled, or to meet other needs. Well, to what extent does this mutual fund house purchase bonus benefit the buyer?</div> <img alt="Membedah Beli Rumah Berhadiah Reksadana - DompetPintar" src="http://www.dompetpintar.com/images_html/images/Membedah%20Beli%20Rumah%20Berhadiah%20Reksadana%20-%20DompetPintar.jpg" style="float: right; height: 266px; margin: 10px; text-align: justify; width: 400px;" /><div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Dissecting Buy Houses Prize Mutual Funds - DompetPintar</div> <div style="text-align: justify;"> With a bonus of 6 to 10 percent of the purchase price of the home-usually in cash bonuses to get the highest-value prize fund scheme is certainly very tempting. But would not you know that the bonus funds are not necessarily free you melt anytime. Bank is working with the developer to impose a lockdown for a period of five years, meaning that you can only redeem the mutual fund units next five years.</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> From the point of view of a financial planner, would prefer a gift of mutual funds compared to AC or motor whose value must fall over time. Of course, it does not mean risk free funds so you have to immediately take up this offer. First examine some of the following:</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;">      Early goal</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;">      If this is your first home purchase, focus on factors that are not attached to the house and fixed on the prize. Calculate the selling price of homes in advance plus the value of mutual funds offered, whether it has the same value as the price offered by the developer? Think also about the location, quality of building materials used, land area, building area, and do not forget to compare prices with other developers.</div> <div style="text-align: justify;">     </div> <div style="text-align: justify;">      If you are buying a home for investment, be sure to calculate the potential selling price or rent it later. Are you going to produce a profitable investment with the prize fund?</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;">      Thorough mutual fund products offered</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> If you have been matched with the house being offered, now is the time to analyze the prize awarded. Check carefully the prospectus of the mutual funds, investment managers who, how the historical development of investment during this time, and so forth. Periods of lockdown for 5 years certainly makes you not be able to freely organize your investments, although the movement of funds tend to fluctuate. Determine if there is an option for switching or redemption if there is a condition where the yield is smaller than mortgage interest.</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;">      Optimize your mutual funds</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> After steady lottery funds to purchase the house, look for gaps to optimize your mutual funds. If you intended to make such funds may accelerate the repayment of the mortgage, it's good to choose a stock mutual funds. If it gets in a given year and you have sufficient funds, thawed and park while on deposit with a short tenor while you take care of the repayment of the mortgage documents.</div>

Dissecting Buy Houses Mutual Fund Prize

Dissecting Buy Houses Mutual Fund Prize   Popularity of industrial property rose sharply in recent years, and more intensively as well ...

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Debt Free Tips Based on Zodiac

<div style="text-align: justify;"> Debt Free Tips Based on Zodiac</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Each zodiac has a different habit each other, including in terms of financial arrangements and debt habits. Let us examine the financial habits of each zodiac and use the strengths of each zodiac to establish a healthier financial situation and stronger than ever.</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Based on Zodiac Debt Free Tips - DompetPintar.Com</div> <div style="text-align: justify;"> Aries (March 21-April 19)</div> <img alt="Tips Bebas Hutang Berdasar Zodiak - DompetPintar.Com" src="http://www.dompetpintar.com/images_html/images/Tips%20Bebas%20Hutang%20Berdasar%20Zodiak%20-%20DompetPintar.jpg" style="float: right; height: 400px; margin: 10px; text-align: justify; width: 380px;" /><div style="text-align: justify;"> You have more energy than the other zodiac, meaning ... you can afford to spend more money more quickly. The best way to channel all of your energy without reducing the amount of money in the wallet is the new look for a second job. With a side job you will earn additional income that will help you to pay off all your credit card bills faster, and reduce your time to spend money.</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Taurus (April 20-May 20)</div> <div style="text-align: justify;"> Taurus need financial security to be happy in life. If you currently indebted, immediately improve your financial condition. Collect all of your belongings unused for at least the last year, and try to sell it. You can hold a garage sale or sold via several online sites. To further reduce costs, get rid of some expenses that you do not need such a cable TV subscription, or reduce the habit of hanging out at the coffee shop is expensive. Allocate a budget for these expenses into savings.</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Gemini (May 21-June 20)</div> <div style="text-align: justify;"> Honestly, the ability to organize their financial Gemini is very ugly. Debt owned a Gemini most likely originated from neglect to pay their bills on time. You desperately need help to organize your finances. If you have excess money, do not hesitate to pay someone to help you organize all your finances, even for financial planning. If your finances thin, try to take advantage of free applications on your mobile phone to remind bills to be paid and to record all of your expenses and revenues more closely.</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Cancer (June 21-July 22)</div> <div style="text-align: justify;"> The crab is actually very reliable when it comes to money and business, but they are often carried away and spend money impulsively. The best way to avoid debt is to create a system of rewards without having to shop. What the hell can soothe you when you're sad, in addition to new clothes or shoes for example? When you're under pressure, changing shopping habits with a yoga class, or cooking with friends can be the best solution to reach your financial goals.</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Leo (July 23-August 22)</div> <div style="text-align: justify;"> Leo is a creative person, and most of them have a hobby to occupy yourself. It can be utilized to change from a hobby into extra income to pay off your debts. If you are a hobby of drawing, try to offer your services to create a caricature for couples wishing to get married. The key is to earn money from doing what you love, without having to quit your main job.</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Virgo (August 23-September 22)</div> <div style="text-align: justify;"> Discipline is your middle name. Of all the zodiac, you are most ready to come out of all the financial problems-if you are in good shape, of course. Virgo sometimes give up when a problem becomes too complicated to faced, therefore, make some steps to achieve your financial goals. In the first week, try to reduce the frequency of eating out to only 2 times a week. If you have been able to master it, make another field goal for the second week. Continue to maintain this and you will be debt-free in no time.</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Libra (September 23-October 22)</div> <div style="text-align: justify;"> Yes, you love the goods with good quality. Yes, you have to look beautiful anywhere and anytime. Yes, you have to eat dinner and hangout with friends. But no, you do not have to live beyond your means. It's time to use your charm. Nothing wrong with you now invite friends home for dinner with each of them bringing their own dish. You should provide just rice. Voila, you have to skimp dinner.</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Scorpio (October 23-November 21)</div> <div style="text-align: justify;"> You are very closed and will not open up your debt condition to others, unless the person is able to help you analyze your financial habits. Try talking to a psychologist or for more cheapness discuss with your good friends why you get stuck to the style of living beyond your means. If you've been able to overcome this, to escape the debt trap will be easier than you think.</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Sagittarius (November 22-December 21)</div> <div style="text-align: justify;"> Famous optimistic, Sagittarians able that the debt collector is calling every day is not a big problem. You even think that they would stop calling one day. But honestly, the best way to overcome your debt is to record when, how and where you spend your money. If you are able to change your viewpoint of "owe no big deal" to "I can and MUST finish my debts", you will achieve success in the short term.</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Capricorn (December 22-January 19)</div> <div style="text-align: justify;"> Jump aja deh: ask for a raise. The reality is, the more money you make, the greater the likelihood you get out of the debt pile. If the boss does not approve of your salary increase, try to analyze your current position in the company. Are you making money commensurate with the position and your responsibilities entailed? Does it work in other companies will make you get a better salary?</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Aquarius (January 20-February 18)</div> <div style="text-align: justify;"> What business do you have to manage your finances? Have you been trying to reduce the activities of hanging out you, or if you already started to encourage cooking at home rather than eating at a restaurant? If yes, and it turns out everything that did not work out, try to think out of the box in order to find the most suitable way for you. For example, put your credit card in the freezer and let it freeze there without being able to use.</div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Pisces (February 19-March 20)</div> <div style="text-align: justify;"> Financial management is not your strength, Pisces. When the credit card bill arrives, you immediately put it in the pile of "later" or "not important". Although not easy, you may have to call a friend Anad to help you create a list of spending and debt. Ask them to help you create a budget that suits your financial capabilities. Do not ever hesitate to ask others to help you to keep any on your budget.</div>

Debt Free Tips Based on Zodiac

Debt Free Tips Based on Zodiac Each zodiac has a different habit each other, including in terms of financial arrangements and debt habi...

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Coping with Household Financial Crisis

Coping with Household Financial Crisis Marriage is a team work, and money can be a touchstone in it. A solid teamwork though sometimes not able to avoid the storm crisis caused by money. Despite the financial problems is not easy to explain, but this issue is not necessary to be overcome. Are not all the storm will pass?<br /> <img alt="Mengatasi Krisis Keungan Rumah Tangga - DompetPintar" src="http://www.dompetpintar.com/images_html/images/Mengatasi%20Krisis%20Keungan%20Rumah%20Tangga%20-%20DompetPintar.jpg" style="float: left; height: 400px; margin: 10px; width: 318px;" /><br /> Some sources claimed to have made ​​a limp following the financial crisis that hit the Big Dipper their household. Frantic? Clear. Anxious? That's for sure. However, they did not give up and work through it.<br /> Overcoming the Finance Crisis Domestic - DompetPintar<br /> Cindy is the daughter who tells that the financial crisis triggered by the household financing Loan (KTA) that they must bear. KTA is taken to help increase business capital husband. Based on the desire to immediately pay off the KTA, they deliberately enlarge nominal monthly installments.<br /> <br /> In the middle of the trip, no warning, they get a baby. A very beautiful gift for couples who have been married 1.5 years. However, it also means the amount of expenditures.<br /> <br /> To overcome the crisis, Cindy strategy. The belt started to be tightened. Cross-subsidy system was applied. Cindy cut some of the budget to be allocated to the financing of the KTA and the fulfillment of basic needs. Budget cut the budget which is not particularly urgency. For example, the budget for a vacation and spending money. "In the past, if you want to walk or snack, immediately wrote. Now, should a new first saving can go-go, "said the 32-year-old woman. At the very least, Cindy and husband must be patient, because they still have to undergo pengehmatan until the end of 2015.<br /> <br /> Not only home many years could storm the financial crisis. New household built in a matter of months has also been experienced. Adelia Havitasari, 25, told me, in the first months of marriage, she and her husband had faced considerable financial problems make giddy.<br /> <br /> The story, a young couple newly married five months is committed to self-finance their wedding. Was determined to live apart from post-married parents. Two such financing was very draining savings both. They were faced with the harsh reality that not much more cash they have. "My husband and helm it's really time," said the woman who was familiarly called Adel.<br /> <br /> As two adults, Adel and determined husband will not involve their parents in a financial crisis. Adel, then turn the brain. He also gave up his gold deposits mortgaged. The presence of cash is a great relief. But Adel aware, it is only a temporary solution. "We decided that we would not want to have to look for additional income," said Adel.<br /> <br /> The husband also actively looking for side jobs. Adel also decided to go back to work to supplement their financial coffers. "We both also put the brakes on spending a hobby really. In fact, the days before marriage, we both really mal children, "Adel recalled with a smile. In fact, the total Adel intend to learn to cook in order to save expenses kitchen. "Our business could be considered successful. Little by little we've been able to save money now, "he said.

Coping with Household Financial Crisis

Coping with Household Financial Crisis Marriage is a team work, and money can be a touchstone in it. A solid teamwork though sometimes not ...

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Debt for Child Education Costs, Are Wise?

Debt for Child Education Costs, Are Wise? As many as 50 percent of the 2,715 civil servants (PNS) in the Government of South Bangka Bangka Belitung (Babel), has mortgaged his decree in the bank to meet the needs. This was done as loan collateral cost of education.<br /> <img alt="Hutang untuk Biaya Pendidikan Anak Bijakkah - DompetPintar.Com" src="http://www.dompetpintar.com/images_html/images/Hutang%20untuk%20Biaya%20Pendidikan%20Anak%20Bijakkah%20-%20DompetPintar.jpg" style="float: right; height: 266px; margin: 10px; width: 400px;" /><br /> <br /> <br /> Parents are always willing to do anything to give the best for the child. Especially for educational affairs. Must be number one. For the benefit of that one, not a few parents who are willing to do anything, even though debt. The question, is not it wise, the cost of debt for the sake of education?<br /> <br /> Debt is not necessarily a negative. Debt can be a positive origin of the objective is not for expenses not necessary. For example, for shopping or merely fulfilling lifestyle. Debt to finance the education of children, of course, including one of the debts that can be tolerated. However, before deciding to go into debt, you must understand the risks.<br /> Debt for Child Education Cost Bijakkah - DompetPintar.Com<br /> First, you must be well aware that the rise in debt to pay principal and interest obligations. Well, it pays interest that you should not forget. Due to the often plagues this loan is interest. Secondly, the risk of seizure of assets as collateral if the loan is not paid off. Third, the debt is too concentrated can lead to volatility in psychiatric conditions.<br /> <br /> You could avoid all these risks, if you are able to answer the following questions. Can you pay off your debt later? If the answer is yes, then, you can immediately execute the decision to go into debt. If still in doubt, then you should think of another way, besides debt. Because the impact ditimpulkan by debt can be very powerful.<br /> <br /> If you are already convinced to go into debt, so the first time should consider is how you are going to pay? Whether by way of cash, or credit. If it is decided by the credit, the amount should not be more than 30 percent of your income in order not to disturb the household finances.<br /> <br /> Well, because every tahuh tiered children's education, we recommend completing the loan in a period of less than a year. Because if the debt in the last school year has not been paid, but you also need additional funding again for the cost of the new school year, you can be the bigger debts.

Debt for Child Education Costs, Are Wise?

Debt for Child Education Costs, Are Wise? As many as 50 percent of the 2,715 civil servants (PNS) in the Government of South Bangka Bangka ...

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Not Able to Pay Installment Car, What is the Solution?

Not Able to Pay Installment Car, What is the Solution?<br /> <br /> Car sales marketing strategy with a minimal down payment incentive to hit the fruitful society with the increasing number of vehicles on the market. However, approximately 70 to 80 percent of the vehicle owners buy with credits system. The problem that then arises is that most people sometimes incorrectly calculate their financial ability to pay off the debt in installments. As a result, after a few months of loan repayments started stagnating, even many who end up stuck.<br /> This will result in a car drawn by a bank or financial institution. Not only that, bad credit will automatically record your name in the blacklist Debtor Information System (SID) of Bank Indonesia. And once you call listed in the black list, we can be sure you will certainly had difficulties to apply for other loans, such as mortgages.<br /> <img alt="Tak Sanggup Bayar Cicilan Mobil, Bagaimana Solusinya - DompetPintar.Com" height="266" src="http://www.dompetpintar.com/images_html/images/Tak%20Sanggup%20Bayar%20Cicilan%20Mobil%2C%20Bagaimana%20Solusinya%20-%20DompetPintar.jpg" style="float: right; font-size: 14px; height: 266px; margin: 10px; width: 400px;" width="400" /><br /> <br /> So, what to do if you are no longer able to pay the mortgage debt?<br /> <br /> refinancing<br /> <br /> This bad credit problems for some people it is seen as a business opportunity then attempt to offer refinancing services. Or rather, a new debt offering to cover bad debts. Indeed, this solution is not very wise because it impressed the lid hole dug hole. However, this solution makes at least you can breathe easier with the debt repayment period is longer. Longer repayment period means nominal monthly installments are also smaller when compared with your initial debt. Thus, you are no longer expected financial flared and can be more loosely arranged monthly finances.<br /> Not Able to Pay Installment Car, What is the Solution - DompetPintar.Com<br /> <br /> Some of the other advantages is that you will be free from the possibility of inhabiting temporary blacklist SID Bank Indonesia. But do not let these refinancing loans also stalled, because again you will be in the same problem.<br /> <br /> Another advantage is the possibility to get additional fresh funds from this refinancing process. How is it possible? Yes, because companies typically provide refinancing loans with a value of 80% of the market price of the car. If the remaining credit value is lower than 80% the price of the car, you can pocket the remaining funds.<br /> <br /> Refinancing risk<br /> <br /> Do not be happy with this solution first, because after all you should consider refinancing minus factor. Most companies refinancing is not a large company, it makes them set a higher interest rate than a large finance company. The longer your installment period, the higher the interest rate will be charged.<br /> <br /> Thus, by refinancing you will pay the debt with a larger value. Therefore, do not be too tempted by this solution, take advantage of existing facilities sepertlunya alone. If you really need refinancing services, adjust its value with a credit score that you need to pay off. Please remember, it is not advisable to take the available funds from the ceiling!<br /> <br /> Debt Restructuring<br /> <br /> There is one more solution for bad credit, ie debt restructuring. You know you can come to a finance company that you use to repay the car and ask for leniency payment. Well, in this way the interest is usually set too high as the company will not refinance already DompetPintar mentioned above.<br /> <br /> Indeed, the finance company is not touting these services, but many of them are receiving due to internal restructuring does not want to bother pulling the car from the customer. In addition, selling the car back is not an easy thing to do.<br /> <br /> Now, which option is right for you? Whatever it is, still apply the principle of the mortgage debt is not more than 30% of the total value of your income.

Not Able to Pay Installment Car, What is the Solution?

Not Able to Pay Installment Car, What is the Solution? Car sales marketing strategy with a minimal down payment incentive to hit the fruit...

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Buying a Car With a Credit carefully

Buying a Car With a Credit carefully<br /> <br /> When the awaited arrived. You have decided to buy the first car family. DompetPintar congratulations! Do not worry if you can not buy the dream car in cash, because after all there are still loan options. Well, before the transaction there are a few things you should know to avoid the trap of bad credit.<br /> Buying a Car With a Credit carefully - DompetPintar.Com<br /> realistic<br /> <img alt="Cermat Membeli Mobil Dengan Kredit - DompetPintar.Com" height="400" src="http://www.dompetpintar.com/images_html/images/Cermat%20Membeli%20Mobil%20Dengan%20Kredit%20-%20DompetPintar.jpg" style="float: right; height: 400px; margin: 10px; width: 400px;" width="400" /><br /> <br /> Make sure your monthly income and count how 30% of the income. That's the number that you can allocate to debt and repayments. If at this time you still have other debts or monthly installments, deducted the debt with the allocation of 30% of income. Well, this is the maximum amount of your new car payments.<br /> <br /> Suppose that your current income is 10 million per month, meaning that your debt allocation is 3 million per month (30% of 10 million). If you currently have a home mortgage loan at 1.5 million per month, means car payments amounted to a maximum of 1.5 million.<br /> <br /> After knowing this figure, adjust the type of car with the maximum amount of your mortgage. Do not force yourself to buy a car that costs far above the capabilities of your mortgage. If this happens, you will most likely get stuck in bad loans.<br /> <br /> research<br /> <br /> Do not just go to a dealer, if possible go to all the car dealers in your city to obtain the most excellent offers, including offers of credit with the lowest interest rates. If you do not mind a used car, try your luck looking for a used car with excellence condition but low prices.<br /> <br /> Remember, do not be too consumed seduction sales staff of dealers to add accessories that you do not need. If necessary you who should be able to convince them to give more rebates or give bonuses accessories.<br /> <br /> protection<br /> <br /> If you buy a new car, the dealer usually has been working with financial institutions and car insurance agencies. Make sure the insurance has been in accordance with the conditions and needs. However, do not necessarily reject this insurance because you need this protection, especially if anything happens to you, the credit repayment will be covered by the insurance.<br /> <br /> tenor Credit<br /> <br /> It is not recommended to take the loan tenor with the longest period of time, 6 or 7 years. Figures installment does look small and according to your realistic budget and also according to the type of dream car, but actually you are paying much more expensive because the interest you pay is the greater. Take a loan tenor of 3 to a maximum of 4 years. If the tenor of the mortgage rate greater than realistic repayments you, consider looking for a cheaper car or even a used car.

Buying a Car With a Credit carefully

Buying a Car With a Credit carefully When the awaited arrived. You have decided to buy the first car family. DompetPintar congratulations!...

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Is Vacationing With Credit Card Wisely?

Is Vacationing With Credit Card Wisely? <br /> <br /> Vacation time is the time most awaited by every member of the family. Meanwhile, the facts prove more and more people are using credit cards to make ends meet berlibut. Some of them argue that the credit card is a practical option than to bring large amounts of cash. However, whether this is a wise choice to use a credit card in berlibut?<br /> <img alt="Bijakkah Berlibur Dengan Kartu Kredit - DompetPintar.Com" src="http://www.dompetpintar.com/images_html/images/Bijakkah%20Berlibur%20Dengan%20Kartu%20Kredit%20-%20DompetPintar.jpg" style="float: left; height: 266px; margin: 10px; width: 400px;" /><br /> <br /> Making the credit card as the main payment instruments in your vacation activities is not recommended. Various financial consultants stated that the use of credit cards for payment of vacation should be limited to emergency needs, for example, to pay for the medications and doctor at the hospital, or when running out of cash.<br /> Bijakkah Vacationing With Credit Cards - DompetPintar.Com<br /> In planning a vacation, always make planning funds while not forgetting to collect the funds needed for the remaining period. Suppose you are planning a holiday in the next four months, then calculate the amount of funds needed for the holiday and within the next four months you should save in accordance with the nominal funds needed. Do not until you do not have the funds to go on vacation and still ngeyel only with credit cards. Thus, after a vacation home is not busy you can repay the debt and enjoy the quiet life after the holidays.<br /> <br /> In addition to emergency needs, there are some credit cards that use "kosher" to use during the holidays. For example, to make the purchase of air tickets promo or cheap accommodation via provider websites such as Agoda or Expedia. Usually these sites provide a relatively cheaper price than if you make booking directly to the hotel or the cash payment method. To that end, the use of credit cards is proclaimed because you can actually downsize.<br /> <br /> Most importantly, do not shop using a credit card because it will be a tendency for overspending. Similarly, other expenses such as eating, drinking and other payments, you should still use cash so that you can know exactly how the rest of the money you have.<br /> <br /> If you are planning a holiday abroad, bring a credit card that has an international network, rather than just a national networking. If you only have a credit card with a national network of course, it could be your credit card is rejected because it is not known abroad. Even if accepted, will usually require verification and inspection time is quite long.

Is Vacationing With Credit Card Wisely?

Is Vacationing With Credit Card Wisely? Vacation time is the time most awaited by every member of the family. Meanwhile, the facts prove...

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Insurance Coverage: Select the Local or International Coverage?

Insurance Coverage: Select the Local or International Coverage? <br /> <br /> <img alt="Coverage Asuransi: Pilih yang Cakupan Lokal atau Internasional?" height="268" src="http://www.dompetpintar.com/images_html/Coverage_Asuransi.JPG" style="display: block; margin-left: auto; margin-right: auto;" title="Coverage Asuransi: Pilih yang Cakupan Lokal atau Internasional?" width="400" /><br /> <br /> A number of insurers have coverage for the local level alone, but there are also insurance that has international coverage. Which should you choose?<br /> <br /> Speaking of insurance coverage options if choosing an insurance product that has a scope within a single country or multiple countries at the same time actually depends your needs. You can choose an insurance product that has coverage for multiple countries at once if it is seen as your needs. Instead, you can select insurance coverage for one country only if your mobility is not to travel to several countries.<br /> <br /> Usually, the insurance products that have an international scope this is the type of travel insurance. As the name implies, this insurance product is intended for people who are traveling, both at home and abroad. If you have plans to travel to several countries at once is certainly very well to make sure to choose a travel insurance that can cover the insurance requirements in your destination countries are.<br /> <br /> Another type of insurance that has health insurance coverage is global. As a product of the Axa Insurance Independent Insurance Global Health. By using the insurance, you will get a personal health services, ambulance transport and emergency medical services even internationally. This means that you can do to health care abroad with this insurance product.<br /> <br /> Health insurance products is very precise global level is used in addition to the frequent travel abroad, as well as for students who are studying abroad.<br /> related<br /> <br /> The most obvious difference between these global and local insurance at cost. Premium charged for insurance that has global coverage cost more than just local. Understandably, the scope of services was also more extensive. Therefore, if the fair value of the premium charged was greater. As an example of such a product Mandiri Global Health Insurance premium value of Rp 10 million to Rp 500 million per year.<br /> <br /> Well, now you are choosing? Want scope of insurance benefits in Indonesia alone or in multiple countries at once? Importantly, adjust to your needs.

Insurance Coverage: Select the Local or International Coverage?

Insurance Coverage: Select the Local or International Coverage? A number of insurers have coverage for the local level alone, but there ...

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Tips Helping cats giving birth

Tips Helping cats giving birth <br /> <br /> Tips Helping cats give birth - The first step after finding out that we are pregnant cat is to provide nutrients and nutrition than usual. Food is recommended for expectant mothers cat is to kitten food because of better nutritional content than food for adult cats. In addition to added vitamins or supplements that can be given by a doctor. Period of about 59-70 days pregnant cat, pregnant cat signs are behaviors that become lethargic, lazy and decreased appetite. After pregnancy at week 4 to 6 stem growing belly and swollen nipples milk then we should help clean it with cotton wool soaked in warm water. To facilitate the kittens suckle later we also need to shave the fur around its mother's milk. By the time the baby is born will usually parent restless and panting breath, is because the contractions had started. Although the prospective mother cats often seek a safe hiding place and comfortable, we should always stood by to be able to help the delivery process because most Persian cats can not do their own labor.<br /> <img border="0" height="233" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiSaeUtpEtopLIuimLeZuZjJ-uNF2Ne4Nrf-VmtXa_B0P3oAdOq6lkmzws-tds6dJHQs0Kp08cQYJSlIjWxMI5RALcCWXbfd5wA95nd8vqx1KKPsWsinmIaqiC_R5JTSXSnO5TgP9Jnr14/s640/tips+kucing+melahirkan.jpg" width="640" /><br /> <br /> When the time of birth arrives, the female cat will lay down and began to push. Amniotic fluid will come out with a little blood and was followed by the birth of a baby who trooped to ari-arinya. If the parent can not bite her umbilical cord then we should immediately help clean cut with scissors along the 3-5 cm. After wrapping the body in the form of placenta peeled baby, baby cat we wipe with a towel soaked in warm water and laid the prone position, the mucus in our noses clean so as not to obstruct breathing. After we put the dry warm place while waiting for the next birth. The placenta has separated from the baby brought to the mother cat to eat because it contains a lot of nutrients and nutrients that are needed for the strength and health of the mother during breastfeeding later however, not all cats will eat the placenta stem-arinya. After all we hold your new born baby to its mother to be breastfed.<br /> <br /> Keep all of baby cats each have gotten this first milk for the first three days of its mother's milk contains collostrum the form of an anti-body that is needed for the baby cats are susceptible to the disease. Cages for parent and babies cats should be quite comfortable and warm and protected from insect infestation, try to always monitored so that no babies were crushed or pinched because of the amount of baby cats as much as 3 to 6 tails. The more children, the more we are required to watch her more often, especially to its mother's milk to any baby can be divided evenly. The owners of the cats usually take up all night to maintain and oversee the birth of the babies cat. Well, are you ready to become a midwife cat?

Tips Helping cats giving birth

Tips Helping cats giving birth Tips Helping cats give birth - The first step after finding out that we are pregnant cat is to provide nu...

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Type of Insurance Products

Type of Insurance Products <br /> <br /> There are many type of Insurance Products available today are offered in many insurance companies in Indonesia. development of insurance products is in line with a growing number of community needs for insurance products themselves. Public awareness is beginning to know what it is and the benefits of insurance makes insurance development is increasing, both in the product and its variants.<br /> <img alt="jenis produk asuransi" border="0" height="280" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgAVr0Z5XkKg49sVXCUzwJgJuiap1njMpxKZwWAJraiS_sSXN63hRjx_ISECVylY3DDP1W7G9ZgYwF0eoxpdiE43KSxAHm4BJy8JJe3VfzEcxjAF-H_z8BPuGIqmmCDhMNEMmDN_8IJOHc/s400/jenis+produk+asuransi.jpg" title="jenis produk asuransi" width="400" /><br /> <br /> types of insurance products<br /> There are many types of insurance products that need to be known, it is intended that we know exactly what kind of insurance we really we need. Here are some types of insurance that is common in Indonesia.<br /> <br /> Life Insurance<br /> Life insurance is insurance that provides assurance to the families left behind by the policyholder. Life insurance is not a protection from death, but gave assurance on the risk of loss of income bereaved families by providing insurance money. Usually having life insurance is a person who has dependents such as wife, children, and other family. Protection of life insurance can be very helpful for the families left behind, at least be able to provide temporary income from ordinary income loss given policyholders.<br /> <br /> Health Insurance<br /> Health insurance is a type of insurance that most people have. Arguably even health insurance shall be held by any person. Life insurance is a type of insurance that provides financial guarantees to policyholders in the event of undesirable things such as illness or accident. Funding of health insurance protection covers the cost of hospital treatment, hospitalization, doctor's fees, medication and outpatient costs. With the health insurance we will greatly helped in terms of health financing are now more expensive.<br /> <br /> insurance Education<br /> Insurance education is perfect for parents who want to ensure and prepare for their children's education. With this education insurance program, children will be guaranteed funding education so that parents no longer need to bother thinking too that the more expensive the cost of education.<br /> <br /> Vehicle insurance<br /> Insurance is devoted to ensure the vehicle from the risk of loss of damage to motor vehicles such as cars and motorcycles. This insurance guarantees compensation for damage or loss that occurs in your motor vehicle.<br /> <br /> That is some kind of insurance in Indonesia and many others such as home insurance, Shariah and others. Adjust your needs to choose the right insurance.

Type of Insurance Products

Type of Insurance Products There are many type of Insurance Products available today are offered in many insurance companies in Indonesi...

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Benefits of Home Insurance

Benefits of Home Insurance <br /> <br /> Home insurance is now starting much ogled society, it can be seen the increasing public demand for home insurance to protect their homes. Many of the risks that may occur in your home where it can not be predicted, we thought. Therefore the importance of home insurance here in protecting your home from things unpredictable.<br /> <img alt="asuransi rumah" border="0" height="296" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhV7jU5vNnp_3tHkK26mJuGc4UbirT83W-5uV99X3UL4-YSjwNt8D4dYJO32N0ieE_pHdbSGFtkhYdpl7Wv6sLe1sBYLQINhMXfZccW-14wmmH_BpQgEcdnP39ey8_S9vyW2lBNimmaMV0/s400/asuransi+rumah.jpeg" title="asuransi rumah" width="400" /><br /> <br /> Home Insurance Protection<br /> <br /> home insurance<br /> Many benefits can be obtained for this insurance to protect your home. Here are some of the benefits of home insurance.<br /> <br />      Protection from various risks such as fire and other natural disasters by getting a premium or compensation adjusted by the treaty has been agreed.<br />      Coverage for the contents of the building in the event of theft or burglary in accordance with the applicable agreement.<br />      Substitution costs for cleanup after disasters such as building rubble.<br />      Turnover costs for temporary shelter costs if the house can not be occupied.<br />      Feel more secure and calmness in the face of all the risks that may occur in the home.<br /> <br /> <br /> It was some of the benefits gained from the home insurance. Risks can occur, therefore we need to anticipate the home insurance.

Benefits of Home Insurance

Benefits of Home Insurance Home insurance is now starting much ogled society, it can be seen the increasing public demand for home insur...

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Choosing the Best Life Insurance

Choosing the Best Life Insurance <br /> <br /> Now many companies are offering life insurance products, this is because consciousness and life insurance needs of the community. Human life can not be separated by less favorable circumstances and can not be known when incurred. Therefore Commonwealth Life Insurance Company Life Indonesia is very helpful to prepare for the things that are not desirable.<br /> <img alt="memilih asuransi jiwa" border="0" height="266" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiKzbYysteke-WHunZyRCCdf_3ogtdEcmNBHOqpPvPQ6DhyphenhyphenWc26fYcyHU-HA-4zgmsvyAVRxGmP7KBf0F0fUML_QWawqxGSIzoVzbV-CHNa_ZwjrchpX1Hb-PXbUQxPw5pj4jT_2-1ZJJQ/s400/memilih+asuransi+jiwa.jpg" title="memilih asuransi jiwa" width="400" /><br /> choose life insurance<br /> Here are some tips to choose the best life insurance that may be beneficial to you.<br /> <br />      Choose life insurance products from the insurance company that is trusted and famous for its service professional ang. It can be seen from -penghargaan awards received, because with this certification has been clearly demonstrated that such insurance is reliable, trusted and proven claim responsibility in serving customers. And can also determine the best life insurance company to ask for references or ask the opinions of the customers who have worked with the insurance company.<br />      Learn the system claims and coverage. This is so that when you want to make a claim is not surprised with the procedures to be followed by you. You also know how long the insurance claims process.<br />      Gather as much information as possible about health insurance products offered by insurance companies who will we choose and compare with the health insurance products offered by other insurance companies as an alternative.<br />      Ask for testimonials from people who have had experience using the product of health insurance from the insurance company. This could be a material consideration in determining the choice.<br />      Choose Health Insurance Products in accordance with the needs and abilities of our finances, it is worth noting because the health insurance services now very varied.<br /> <br /> Thus choosing insurance products life insurance in this case is the same as selecting priority which you need as a part of financial planning in the future.

Choosing the Best Life Insurance

Choosing the Best Life Insurance Now many companies are offering life insurance products, this is because consciousness and life insuran...

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In terms of World Insurance

In terms of World Insurance <br /> Insurance is not a stranger anymore in Indonesia, or even we've become one of the people have insurance. So many types of insurance that exist today such as life insurance, health insurance, education insurance and many others. In the insurance world there are certainly a lot of terms - terms that sometimes we do not understand what he meant.<br /> <img alt="pentingnya asuransi" border="0" height="300" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjDQPJhjvpS4Jx0J_y4vWbl7K91Da36f1iFZpXCbFDTYZARQ8OBn_ECe23NwC-5T98qW2DHss7V3nScHfNuFrD6imzfZiKa3YCZp74Q9PwIvbKoTBVVpwiXrlZBr3M0r92IpyWboeYuAyw/s400/Pentingnya+Asuransi.jpg" title="pentingnya asuransi" width="400" /><br /> <br /> Here are some list of terms in the insurance world we often hear and maybe we do not know.<br /> <br />      Policy, or also called a policy contract, where the content consists of an insurance agreement between the insurer and the policyholder as well as other documents that became inseparable unity in such an insurance contract, including an insurance certificate for the participants in the bundles.<br />      Premium, is the amount of money stated in the policy where the amount agreed upon by the policyholder telanh. This Policy shall be paid to the insurance company in accordance with the agreements contained in the policy. There are some that are on the insurance premium, the First Premium, Premium Advanced, Premium and Premium Extension Policy Change.<br />      Policyholder, is the person or group of people who perform insurance contract (policy) to the insurance company. Policyholders also called the policy owner is the party who has the responsibility for paying premiums.<br />      Insured, is a person or group of persons insured risk in the insurance contract.<br />      Sum assured, is the amount of money that must be paid by the insurance company to the insured the amount agreed upon in the insurance policy. In health insurance, the sum insured is usually called the policy benefits.<br />      Applications, this is a document containing a statement made to apply for insurance coverage and the insurance company uses as a basis for decision making issue insurance policies.<br />      Claims, is a demand or claim payments made by the policy holder for the insurance money in accordance with the provisions laid down in the policy.<br /> <br /> <br /> That some of the terms we often hear in the world of insurance. But there are many other terms that insurance is not listed above.

In terms of World Insurance

In terms of World Insurance Insurance is not a stranger anymore in Indonesia, or even we've become one of the people have insurance. ...

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Guava Benefits for Health

Guava Benefits for Health <br /> <br /> Guava Benefits for Health - Guava is a tropical fruit that is rich in nutrients. The fruit that comes from South America has the scientific name Psidium guajava. Guava has a sweet, seductive and refreshing aroma make this fruit much liked by us especially guava seeds.<br /> <br /> <img alt="Manfaat Jambu Biji Merah" border="0" height="245" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiJtqqX3yXShsZeOiHO1PnOXsm6AhoKYweotoXYWEPEhq3OWjwVniFigu5nyWyTz_SFVan5l0IU7OlAAaQwTbHBH8v8tbkKlsI_WIVh8tbI5VYxrnD-US6HcAfMC5irkUfFMLPw7NTyT64/s400/Manfaat+Jambu+Biji.jpg" title="Manfaat Jambu Biji" width="400" /><br /> Benefits of Red Guava<br /> pic: Ist<br /> Red guava has many many nutrients that are beneficial to health. The content of Vitamin C, A, B complex, fiber and many other minerals needed by the body. Here are tips and article guava benefits for health.<br /> <br /> 1 Guava is low in calories and fat but contains essential vitamins such, minerals, and antioxidant poly-phenolic compounds and flavonoids play an important role in cancer prevention, anti-aging, and increase endurance.<br /> <br /> 2 The fruit is a very rich source of soluble fiber (5.4 g per 100 g of fruit, approximately 14% of the DRA), which is good for improving digestion. Fiber helps protect the intestinal mucous membrane by reducing the adverse effects of toxins and cancer-causing chemicals bind in the large intestine.<br /> <br /> 3 Guava is a source of antioxidants and vitamin C, providing more than three times that of the daily value. Outer skin of guava contains high levels of vitamin C than the tengahnnya.<br /> <br /> 4. guava are rich in astringents are alkaline and have a benefit as a disinfectant and anti-bacterial properties, thus help cure diarrhea or dysentery caused by microbial growth. Further, other nutrients in guava, such as vitamin C, carotenoids and potassium strengthens and rejuvenates the digestive system.<br /> <br /> 5. Vitamin B on guava health plays an important role in brain function. Guava is rich in vitamin B3 and B6. Vitamin B3, also known as niacin which serves to stimulate brain function and improve blood flow, and vitamin B6, also known as pyridoxine, is an important nutrient for brain and nerve function.<br /> <br /> 6 Scientific studies show that consumption of fruits rich in vitamin C helps body regularly become stronger against infections, and cancer-causing free radicals that are harmful to the body.<br /> <br /> 7 Guava fruit is a source of Vitamin-A and flavonoids like beta-carotene, lycopene, lutein and cryptoxanthin. Compounds known to have antioxidant properties and are essential for health. Vitamin A is also required for maintaining healthy mucus membranes and skin. Consumption of natural fruits rich in carotenes known to protect the lung and oral cavity cancers.<br /> <br /> 8 Studies show that lycopene in guava young can prevent skin damage from the effects of UV rays and provides protection from prostate cancer.<br /> <br /> 9. fresh Guava is very rich in potassium, even more than bananas per 100 g of fruit weight. Potassium is an important component of cell and body fluids that helps controlling heart rate and blood pressure.<br /> <br /> 10 Guava also a source of B-complex vitamins such as pantothenic acid, niacin, vitamin B6 (pyridoxine), vitamin E and K, and minerals like magnesium, copper, and manganese. Manganese is used by the body as a co-factor for the antioxidant enzyme, superoxide dismutase. Copper is required in the production of red blood cells.<br /> <br /> 11. Although no definitive studies on the benefits of guava seeds to treat dengue fever (DHF), but many believe the red guava can increase blood platelets in dengue fever misery. vitamins and minerals are high in red guava can help speed up the process penyembuahn on JV yes pain without causing side effects.<br /> <br /> Very many benefits of red guava fruit for health, in addition to readily available anywhere and of course the price is cheap. Red guava fruit can be consumed directly, or the most widely used red guava juice.

Guava Benefits for Health

Guava Benefits for Health Guava Benefits for Health - Guava is a tropical fruit that is rich in nutrients. The fruit that comes from Sou...

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Indonesian Traditional Cookware

Indonesian Traditional Cookware <br /> <br /> Modern times have, all household appliances also have switched all using the electronic system and automatically. Not immune to Cookware, plenty of cookware that is used now uses modern electronic and automated. The use of this modern peratan caused many people to leave their traditional cookware.<br /> <br /> May now not many people are familiar with traditional Cookware. Yes, with the more modern and easy to use cookware that erode traditional cookware notabennya more difficult and not practical in its use.<br /> <br /> Here are some types of traditional cookware in Indonesia that might remind us of their existence in the past.<br /> <br />      furnace Fire<br /> <div style="text-align: left;"> <img alt="Tungku Api" border="0" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg8sOveHBIOPgmByAdKE4oeFZ2DRZt9Me7kbTxwFttkZzyjaBYXwfl5Cl8iTksG7f21Dq6yaHofYE68cIx2kGFhCI38TgY_4kpFqjLrR6cggohZO1ZUfaGw2p4wmU8IMjZTIobrT_BIyZU/s400/tungku+api.jpg" title="Tungku Api" width="342" /></div> furnace Fire<br /> <br /> Furnace or at Sundanese better known by the name "Hawu" It is a tool for cooking (stove) made ​​of clay or a pile of bricks. The fuel used for cooking is firewood. Furnaces are still many who use, especially for rural areas where the population is classified as poor.<br /> <br />      Anglo<br /> <img alt="Anglo" border="0" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiJLOldwpqsOhb3HYvPQmM_MaapQOqUw7xa6aJndSSoZ48v1f2OTGfevLOtfHw922FRTJCELA_dxxSHCPazcmZzT5jHSfV-Twtjn0jrldYWp32-bZQAIxyU3jklK9YHbsC6TM1Sp5gHHfM/s400/anglo.jpg" title="Anglo" width="400" /><br /> Anglo<br /> <br /> Almost the same as the furnace that has a function for the cooking appliance. Anglo is made of fired clay with charcoal or firewood primary. Anglo can still be found in traditional food vendors.<br /> <br />      cormorant<br /> <img alt="Dandang" border="0" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjC4EVAbzW2g6qqTOnlCFzaI-0YwCd_HG4uxdnF73xaapDwcWRlhbvKM30H0pefa-wP8k-FRfuUsvqy5oCC1ufR3r7ee8QrG_nPbnHzkI2XjPIhjFtMYRTwO9LMt1sxTWS98JAkXTAPYAI/s400/dandang.jpg" title="Dandang" width="364" /><br /> cormorant<br /> <br /> Cormorant is a traditional cooking appliance for cooking rice. Boiler is usually made ​​of copper, golden yellow and has a shape like an inverted top hat. Use a steamer to boil / cook the rice with mengukusnya way.<br /> <br />      bamboo steamer<br /> <img alt="Kukusan bambu" border="0" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi8bWNayjEaL0tdprt1YmcoBHT17lvbaar48lTTO3Sd8eWCNEnmKynKuN51shrw97zCZfuzkRTJhRqzvgHp0rAtpx2uKHX9pY14cnN3DZgbcNx8CxXBG79LufYqydvpFYuX2614IE_6NaM/s400/kukusan+bambu.jpg" title="Kukusan bambu" width="340" /><br /> bamboo steamer<br /> <br /> Bamboo steamer or in Sundanese language "Aseupan" is a complement cookware pans in cooking rice. Aseupan is made of bamboo and shaped like a cone.<br /> <br />      winnowing<br /> <img alt="Tampah" border="0" height="252" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgDRf8DuV6a1d7ncpKCe_8Ik-sS45kPIZ8yRAuAbiPslR54nOqb3zk1s875vZ9u3dh-Fw5ORiuijN5-suys4RvdoVG2Tgk2xGe7sV4L6DJYuDBtABuMdrrLW5JrPnQ7QFa6kj8B3sq98RE/s400/tampah.jpg" title="Tampah" width="400" /><br /> winnowing<br /> <br /> Winnowing is round and wide cross-section made ​​of bamboo. Its function is to menampah rice to separate the rice husk and other impurities in rice.<br /> <br />      crock<br /> <img alt="Tempayan" border="0" height="344" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgErdygbMOjzGM4rQ59SUJixJEKEKQX6HB55ZXZkiQLTUGQz8A9JblIx7oNNto2ngvd1-tkVN2EZ2HBKB1CsSUF5E7tbOdUWm6rdH3gw12Rxd5hIrcs7YC4UvjpCHFJVMFh-kFpYbrq5k8/s400/tempayan.jpg" title="Tempayan" width="400" /><br /> crock<br /> <br /> Is a large barrel-shaped jars made ​​of clay. Crock has a function to store the water supply in the kitchen. Smaller jars are usually used as well as a rice storage. But now the pitcher is widely used for decoration in the garden or pool.<br /> <br /> There are many other traditional cookware that we may have forgotten or do not even know it. Bannyak benefits obtained from the use of traditional tools, such as cooking became safer and healthier because it is made from natural ingredients. Besides cooking with traditional tools provide enhanced flavors and delicious.

Indonesian Traditional Cookware

Indonesian Traditional Cookware Modern times have, all household appliances also have switched all using the electronic system and autom...

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Obligatory Baby Bring When Traveling

<div style="text-align: justify;"> Obligatory Baby Bring When Traveling </div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;"> Baby very much and also very inconvenient when carrying babies traveling. Many things need to be taken to ensure that no one is left behind Baby which can cause hassles when outside the home. The amount of equipment that must be taken to prepare mothers often make bags to carry all the baby needs. What baby gear that must be taken at the time of travel out of the house? The following are some of his list.</div> <div style="text-align: right;"> <img border="0" height="328" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj9yfln8C3vpUgygeEYw3cz1_jT_ObRHHk2obViLHmaAmedjhlAkxk_eRusPN1AQ_XWMStHk4HjsRrEeNB9THiakUl1BM7fClYglPhJjPuTVQyCZZM3ld4O0NHsN8MW-ZQv5f-XDN89HZg/s400/perlengkapan+bayi.jpg" width="400" /></div> <div style="text-align: justify;"> <br /></div> <div style="text-align: justify;">      The first thing is to be prepared to carry an entire bag of baby gear.</div> <div style="text-align: justify;">      Bring diapers or disposable diapers to use. Bring more diapers with this number to prevent trouble finding diapers out there.</div> <div style="text-align: justify;">      Bring baby milk and of course along with the bottle if the mother does not breastfeed. Bring also supplies hot water in a thermos to make milk.</div> <div style="text-align: justify;">      Baby clothes such as shirts, pants, cloth diapers (when not using diapers). Choose clothing that is made ​​smooth and easy to absorb perspiration to prevent the baby's skin becomes irritated.</div> <div style="text-align: justify;">      Drugs - drugs special baby. Always carry a supply of medication to the baby, such as drug fever, cough and other drugs.</div> <div style="text-align: justify;">      Toiletries, for long trips or to stay should pay attention to the baby toiletries. Baby soap, Telon oil, talc and others must be taken.</div> <div style="text-align: justify;">      Bring wet wipes which also does not contain alcohol and fragrance. Wet wipes are very useful to cleanse the bowel when the baby is small or large.</div> <div style="text-align: justify;">      Small towel or a special baby wipes. This tool is useful for cleaning baby when drinking milk or saliva wiped out.</div> <div style="text-align: justify;">      Baby blanket or jacket, a long journey or use an air conditioned car blanket will be very useful for making babies warm.</div> <div style="text-align: justify;">      Bring the favorite baby toys. This is especially useful when the fussy baby on the way. Toys will make it quieter and remain comfortable.</div> <div style="text-align: justify;">      Alas cloth as a place to change the baby. Alas fabric is very useful when used in a car or outdoors.</div> <div style="text-align: justify;">      Plastic bags for dirty nappies or diapers. Surely the mother need plastic bags to dispose of diapers or soiled diapers.</div> <div style="text-align: justify;">      Baby stroller or pram, stroller, very helpful mother in carrying a baby to walk - way more fun.</div>

Obligatory Baby Bring When Traveling

Obligatory Baby Bring When Traveling Baby very much and also very inconvenient when carrying babies traveling. Many things need to be...

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Home Supplies Online Shopping at Carrefour

Home Supplies Online Shopping at Carrefour <br /> <br /> The development of the Internet in Indonesia making a proliferation of online stores that sell everything needed. Ranging from fashion, gadgets, health and beauty products and other. It is also seen by one of the largest retail company in Indonesia, PT Carrefour who began to explore the online world for the improvement of the quality and convenience for its customers. This is a new breakthrough in the field of retail world where consumers will be able to serve the needs of Shopping Cheap online manner.<br /> <br /> Online Shopping Carrefour<br /> <div style="text-align: right;"> <img alt="belanja online carrefour" border="0" height="194" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgnb0nRxXc4ocm9fEr0iWoifvn6_PVPbW1aKDLPGTsb0j96UEZ8FYsL0-_gmujvj3Jd5POKYVzlnV0v8qnIfrmjKaBc_S-P-lFX-_ir3iK1NCCm-UvuQoTNZYXEKURH90PBJ3LDOZsHvXE/s400/belanja+online+carrefour.jpg" title="belanja online carrefour" width="400" /></div> carrefour online shopping<br /> Carrefour Shopping Online services you can access by visiting the official website at http://shop.carrefour.co.id/ and you just choose the product you want to buy. The online purchasing system called Click & Drive (Shopping Online and Pick Direct Merchandise) where you first select the location closest to your home carrefoue. While the new carrefour provide a location that is in Carrefour Lebak Bulus, Jakarta and will be followed plus to be able to serve all customers in.<br /> <br /> kategory products provided in this facility are also quite a lot of product categories including beverage, cleaning, personal care, baby care, and food products with number 4000. Customers can take four hours after ordering the products online or in accordance with a preferred time.<br /> <br /> Many of the benefits that we can with the online shopping system of this carrefour. One of them you do not have to bother looking around for groceries and waiting in line to pay. You just come to carrefour and grab your groceries, is not it?.

Home Supplies Online Shopping at Carrefour

Home Supplies Online Shopping at Carrefour The development of the Internet in Indonesia making a proliferation of online stores that sel...

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List of Indonesian Online Store

List of Indonesian Online Store <br /> <br /> List of Indonesian Online Shop - The development of an online store in Indonesia grew rapidly only. Indonesian society is already heavily use the internet as their daily life, making the existence of a growing online store. The existence of its own online store to help internet users in meeting the demand for the goods or products that are searched more easily.<br /> <br /> Here are some list of online stores in Indonesia:<br /> <br />      Blibli.com sensation online shopping mall-style stores<br />      Laku.com wholesale online shopping retail cheap and safe<br />      Tokone.com place Online Shopping, Online Sales and Online Shopping<br />      Fastworld.co.id Online Store<br />      Online shopping Rakuten.co.id<br />      Bhinneka.com No. 1 Computer Webstore in Indonesia<br />      Ekiosku.com online purchase safe fun<br /> <div style="text-align: center;"> <img alt="daftar toko online indonesia" border="0" height="342" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgE3ZXAmpFh_30XCIQTKXxmyWLi3rDcuzqnNhTiSokKoYtaQ1_49tPMpvU0rTZvXwAWDEmvayIMei7Lep0A5VOpUNO141atwdnC2SUCzoH7s38Dc_FD_mOHbtDKwEz0dgaSIWP2u6oV38U/s400/daftar+toko+online.jpg" title="daftar toko online indonesia" width="400" /></div> list of online stores Indonesia<br /> With some online stores above list may be able to add a list of your favorite online stores. Although many and easy to shop online, but remember to always keep an online shopping carefully.

List of Indonesian Online Store

List of Indonesian Online Store List of Indonesian Online Shop - The development of an online store in Indonesia grew rapidly only. Indo...

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Tips for Safe Online Shopping

Tips for Safe Online Shopping <br /> <br /> Online Shopping Online shopping or online purchase as safe Ekiosku.com fun now a growing trend in Indonesia. Now people do not have to bother to do the transaction by going to the store or seller. This also memyebabkan Online Store development in Indonesia has increased, many vendors are now flocking to market their products using internet facilities to create an online store.<br /> <br /> With a growing number of online stores that help us a lot in choosing the product that will be purchased. But we still need to be in shopping online because not all online stores to be safe and reliable transactions. Frequent cases of fraud that occurred in the buying and selling online, including items that are not sent after the payment is done and often there is also a difference between the products delivered by the seller shown on the website or blog.<br /> <div style="text-align: center;"> <img border="0" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqqVR9QlKtMEI2LoKSadCFLfCp3_LtEo_-L6R1bcHBpVjBVEU2WqBOZR_dR4EQtiBami6rRHZ6dMqRYj2mG4A4FNiBjbWExCWYHLgDXvpexCIC2wyn4Fn-ai_B0uyv9Jo6Zo0Cb9O_o4Q/s400/tips+belanja+aman.jpg" width="400" /></div> <br /> Therefore, we as shoppers need to know some tips on safe online shopping that is spared from vendors who want to want to make a profit. Here is a safe Online Shopping Tips:<br /> 1 Find out the reputation of the seller or shop online by browsing information or forums on the seller or online store.<br /> 2 Select an online store that provides information about online stores such as addresses and phone numbers are valid.<br /> 3 Select Online Store that provides facilities services such as live chat, call centers, in order to assist you in the event of trouble.<br /> 4 Do not ever be attracted because the price offered is very cheap, to avoid fraud in terms of product quality.<br /> 5. First check rek purpose of your payment, make sure the name of the seller or online store.<br /> 6 The latter precaution, always keep proof of payment that you made to buy the product.<br /> <br /> By following a few tips on safe online shopping you can avoid the above expected of the actors who want to cheat by means of online shops and of course make your online shopping safe and fun.

Tips for Safe Online Shopping

Tips for Safe Online Shopping Online Shopping Online shopping or online purchase as safe Ekiosku.com fun now a growing trend in Indonesi...

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Online Store phenomenon in Indonesia.

Online Store phenomenon in Indonesia. <br /> <br /> Who said shopping had to be bothered with having to go to the store or a shop. Now you shop from home or from wherever you are, as long as there are internet facilities. Yes, now you just sit in front of a computer or laptop and just choose a variety of goods that you want.<br /> <div style="text-align: center;"> <img border="0" height="288" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg4ClkBrHR2DdFaQ7wNCvHs_x_wL6h-mdA6dmiuM8OzJREFnKFrxzIkD0Qnf_yZOjill-ZL3hfCx6FP9slIn2IgyaLnwNpc2ekUIH9O-qUUsf0CziGQm0pOOa6WVDWMgrjxpzxg4_KXXEU/s400/toko+online.jpg" width="400" /></div> <br /> The phenomenon of online stores such as online trading safely Ekiosku.com fun now increasingly crowded with a variety of products ranging from fashion, food, household, up gadgets etc.. More and more e-commerce (for facilities services sale / purchase online) that developed in Indonesia made ​​a lot of changes in the pattern of public spending is now conventional shopping early enough to choose a product that is in web / blog.<br /> <br /> Increasing number of online stores / e-commerce in Indonesia to make the community has a lot of options in choosing a product from several online stores available. However, there are important things to consider in online shopping, which is a security in the transaction and the product being sold.<br /> <br /> Many of the perpetrators who commit fraud online stores to get great benefits, for example by installing photo products it sells are not in accordance with the original product (both in physical form and quality) and often occur fraud by not sending the ordered goods after payment the transfer. Therefore, it is important to ensure you also need to be cautious in making transactions online purchases by knowing tips on how to shop online safely.

Online Store phenomenon in Indonesia.

Online Store phenomenon in Indonesia. Who said shopping had to be bothered with having to go to the store or a shop. Now you shop from h...

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Laku.com wholesale online shopping retail cheap and safe

Laku.com wholesale online shopping retail cheap and safe <br /> <br /> Laku.com wholesale online shopping retail cheap and safe - Use of the Internet in Indonesia is not a new thing anymore. It can be seen from the data survey the Internet World Stat 2011, Indonesia is an Internet user who ranks fourth in Asia where the first sequence is occupied by China, India, and Japan. To order the world, Indonesia has 30 million internet users users and ranks 16th in the world.<br /> <div style="text-align: center;"> <img alt="Laku.com belanja online grosir eceran murah dan aman" border="0" height="180" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiQ5fHX8vP7E86Yp04W2od0NDFK5LiojFONHyYEReaVrVBxT6KX03MgjqT1J-CNDz2I9sPnKuGV7y4oiO8fr2dLI3nLqISDGNNP55HfASlWs0546e5iX_iuFvoTZMBJh1jN_CurhxPjGVM/s640/Laku.com+Belanja+Online+Grosir+Eceran+Murah+dan+Aman.jpg" title="Laku.com belanja online grosir eceran murah dan aman" width="640" /></div> <br /> People's lifestyles are starting to use the Internet in their daily life, making many activities conducted through the internet. Start with social media facilities as a means of social relationships to online shopping for a variety of needs through the facilities of the online shop / online shopping is already widely available today. It is also seen by the online business where they begin to create and provide the facility of online stores are now more numerous.<br /> <br /> Laku.com wholesale online shopping retail cheap and safe<br /> <br /> Laku.com wholesale online shopping retail cheap and safe<br /> One of the online stores that exist in Indonesia, Laku.com as an online store with cheap prices and safe. Laku.com online shopping is one of the biggest in Indonesia, which provide the best online shopping experience by providing the best service, goods are complete, and competitive price. This commitment makes Laku.com wholesale online shopping retail cheap and safe society become a favorite choice.<br /> <br /> As laku.com online store has several categories of products are attractive, especially to the needs of fashion and accessories. Some kategory products available including Fashion, Handbags, Watches, Make Up, Accessories and other interesting products. With a complete product and make Laku.com a variant fashion clothing store online shopping online clothes complete, cheap, safe and enjoyable.<br /> <br /> Facilities provided laku.com as an online store to improve the ease and security of online shopping is very good. some of the facilities provided for the convenience of such orders can be via email, SMS, Phone, Web, and fuel. Laku.com commitment and promise to provide the best online shopping experience by providing the best service, goods are complete and varied, and of course competitive prices. It can be seen from the promise given laku.com, namely:<br /> <br /> 1 Convenience shopping is the responsibility of our customers, from the start to open the website Laku.com until goods arrive in the hands of customers so as to provide the most satisfying shopping experience,<br /> 2 The data will we keep the customer fully, we will never be sold to a third party outside the operational Laku.com,<br /> 3 Items displayed on our website are the same as the items we sell, as photographed directly by the in-house photographer Laku.com,<br /> 4 Provide a complete selection at competitive prices for every customer Laku.com<br /> 5. Assist each customer in each case relating to Laku.com both the questions and difficulties, as far as possible we can do.<br /> <br /> One of the other facilities provided to improve the ease of shopping online is the service Live Chat Support which always serve you in providing the convenience of shopping online at laku.com. The ease and convenience of shopping online at Laku.com Laku.com make online shopping wholesale retail cheap and safe. Happy Shopping!

Laku.com wholesale online shopping retail cheap and safe

Laku.com wholesale online shopping retail cheap and safe Laku.com wholesale online shopping retail cheap and safe - Use of the Internet ...

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Mark McCandlish

Mark McCandlish | Secret Space Program, Ben Rich Skunk Works, Frozen Time | FarOutRadio, <br /> <div style="text-align: center;"> <iframe allowfullscreen="" frameborder="0" height="309" src="//www.youtube.com/embed/QOw6tePEf8Q" width="550"></iframe></div> <br /> <div style="text-align: center;"> <br /></div> Mark McCandlish returns as our guest on FarOutRadio this program. Mark is a talented technical illustrator whose specialty is in aviation and conceptual art within the defense and aerospace industries. He is a secret space program expert. Topic: We spent some time talking about the intriguing statements from Ben Rich, the former chief of Lockheed Martin’s Skunk Works where ultra top secret air and space craft were designed and developed. Rich was a serious man, so what are we to make of his statements... <br /> <br /> “We have things out in the desert that are 50 years beyond what you can comprehend.”<br /> <br /> “We already have the means to travel among the stars, but these technologies are locked up in black projects, and it would take an act of god to ever get them out to benefit humanity. Anything you can imagine, we already know how to do.”<br /> <br /> We also talked about the strange experience some people that are in close proximity of a UFO where time speeds up and they have “missing time” or time seems to stop and people appear to be frozen. It’s one of the more “far out” aspects of the “close encounters” experience. -FarOutRadio.com

Mark McCandlish

Mark McCandlish | Secret Space Program, Ben Rich Skunk Works, Frozen Time | FarOutRadio, Mark McCandlish returns as our guest on FarO...

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Food Enhancer Mother's Milk (ASI)

Food Enhancer Mother's Milk (ASI)<br /> <br />  Breast milk or breast milk is called milk produced by a human (woman) that is produced naturally after birth. Breast milk is the best food for babies who can not digest any kind of food. Therefore Increasing breast milk is very important for the baby, especially in the early days of birth where the mother produces milk called colostrum. Colostrum or pre-milk is yellowish clear liquid which is very important for the baby that colostrum contains many nutrients and good immunity to the baby.<br /> <br /> Breast milk has many benefits for babies for growth. Therefore, it is highly recommended that mothers breastfeed their babies exclusively for 6 months to 2 years. Nutritional Content contained in breast milk is not owned by the dairy-milk formula in the market, this is what makes breast milk as the best food for the baby. But unfortunately not all mothers can meet or produce enough milk for her baby, it is mostly caused by many factors. Food is one of the important factors in improving the quality of breast milk for babies.<br /> <div style="text-align: center;"> <img alt="makanan peningkat asi" border="0" height="465" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiLr9bbuN9_lUq6MycYlfsxtrBiXPNm9sPaHyiI8TV0DKT-vBH4BAJvMX9kZLRyWfwsJGVbdjwZ9ayAMhTJeF8FoFCmNg81XCHovBQvzBrd6iv3u0XRrZq_1WxGlvJjAim_ZJR5xECrzFg/s640/makanan+peningkat+asi.jpg" title="makanan peningkat asi" width="640" /></div> <br /> List of Food Enhancer breast milk<br /> ation enhancing foods<br /> Here is a list of foods that can improve the quality and quantity of breast milk.<br /> <br />  Cinnamon leaf, cinnamon leaves and other green vegetables such as spinach, mustard greens contain vitamins A, C, B1, iron, potassium, protein, phosphorus, sterols, alkaloids and seskuiterna acid that is believed to help increase breast milk.<br />  Garlic, garlic has long believed to increase breast milk it is reinforced by research in the Journal of Pediatric Research shows that garlic can increase milk production.<br />  Chayote, squash contains vitamin B6, C, K, folic acid, potassium, magnesium, zinc, manganese also able to meet the needs of folic acid mothers who are breastfeeding.<br />  Pare, pare is the most popular food to increase breast milk. As a source of vitamins and minerals, which help increase lactation women.<br />  Green beans, green beans contain vitamin B1, protein, phosphorus, thiamine, manganese, potassium, magnesium, folic acid that can meet the needs of protein and energy.<br />  Edamame or Soybeans Japan, contains vitamins C, K, iron, magnesium, riboflavin, protein, manganese, potassium, phosphorus.<br />  Papaya, papaya fruit contains vitamins A, C, potassium, folic acid, to keep the potassium intake for nursing mothers that are not easily tired.<br />  Nuts Almonds, nuts, especially almonds are rich in protein, vitamins and minerals and can improve lakstasi.<br />  Water, lots of water consumption is highly recommended that the mother was not dehydration / lack of fluid due to produce milk.<br /> <br /> Those are some foods that can improve the quality and quantity of breast milk. The need for breastfeeding for the baby should be considered for the growth and health of your baby.<br /> - See more at: http://boenesaja.blogspot.com/2012/11/makanan-enhancer-water-milk-mother-asi.html#sthash.W7vLGYB2.dpuf

Food Enhancer Mother's Milk (ASI)

Food Enhancer Mother's Milk (ASI)  Breast milk or breast milk is called milk produced by a human (woman) that is produced naturally af...

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Eliminate Stress With The Easy Way

Eliminate Stress With The Easy Way <img alt="" border="0" id="BLOGGER_PHOTO_ID_5629499685583152098" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjhT41fwQQnb6B3ZIB6NUg3MNh8HehI_OyNumwgaOYFKZnMcs-1u8DrXOyLaSA-y7Tmi5-JVNgdgUmeMlqko3_cIm3Dma0DfNoHB5uX1xPcsb4HVeGXcxhteLRJlkNIKRwuTb63Fv65TOE/s1600/stres.jpg" style="float: left; margin: 0px 10px 10px 0px;" /><br /> <br /> In carrying out our daily routine we are often faced with challenges and obstacles that can cause stress. To be able to let go of stress we need to break away from the routine and the various activities that can cause stress. There are several ways to get rid of stress, we can start with an easy way to relieve stress and fatigue from routine.<br /> <br /> Here are tips and articles to get rid of stress easily.<br /> <br /> 1 Breathe in<br /> Taking a deep breath to reduce stress and relax. Try to draw a deep breath and wasting more slowly. When we are stressed we tend to breathe faster and shorter. If allows you to do yoga / meditation, breathing using your abdominal muscles (not the chest) take a deep breath and slowly waste.<br /> <br /> 2 Take a walk<br /> Sitting continuously for hours at the office and work that makes a lot of stress and not good for health. Take a few minutes to walk around (just take drinking water). By walking will reduce stress levels and also good for health.<br /> <br /> 3 Massage Ear<br /> The ears have reflex points which can reflect the body. By massaging the ear helps to release endorphins (a natural hormone that can cause uncomfortable effects) brain and makes us more relaxed. Rub gently with your thumb and forefinger along the flow path and above the ears.<br /> <br /> 4. Talk<br /> Discuss your problems with people you trust, friends, lovers, family. Discuss with them about the problems that occur maybe they can find a solution to resolve the problem, when we have been unable to think. Do not hide the problem itself, it will make us more stressed.<br /> <br /> 5. Relax<br /> At the moment we are late, we tend to panic and rush and it makes the tension and stress. Start your morning more relaxed, take a deep breath and breathe calmly.<br /> <br /> 6 Listen to Music<br /> Music one powerful way to reduce stress. listen to your favorite music or song that can make it quiet. Music has a tremendous effect to relieve stress and have a good effect for the human brain.<br /> <br /> Vacationing 7.<br /> Yes, that's right! Take a place of your liking. With a short vacation we forget routines and fatigue that makes us stressed. Vacationing with a friend, lover or family make us enjoy the holiday.<br /> <br /> Stress is something that can not avoid in our daily lives, but if we can mensiasatinya we can live a more comfortable and fun. With a calm mind and positive everything happens for a problem can be solved easily.

Eliminate Stress With The Easy Way

Eliminate Stress With The Easy Way In carrying out our daily routine we are often faced with challenges and obstacles that can cause st...

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