Coping with Household Financial Crisis
Marriage is a team work, and money can be a touchstone in it. A solid teamwork though sometimes not able to avoid the storm crisis caused by money. Despite the financial problems is not easy to explain, but this issue is not necessary to be overcome. Are not all the storm will pass?
Some sources claimed to have made a limp following the financial crisis that hit the Big Dipper their household. Frantic? Clear. Anxious? That's for sure. However, they did not give up and work through it.
Overcoming the Finance Crisis Domestic - DompetPintar
Cindy is the daughter who tells that the financial crisis triggered by the household financing Loan (KTA) that they must bear. KTA is taken to help increase business capital husband. Based on the desire to immediately pay off the KTA, they deliberately enlarge nominal monthly installments.
In the middle of the trip, no warning, they get a baby. A very beautiful gift for couples who have been married 1.5 years. However, it also means the amount of expenditures.
To overcome the crisis, Cindy strategy. The belt started to be tightened. Cross-subsidy system was applied. Cindy cut some of the budget to be allocated to the financing of the KTA and the fulfillment of basic needs. Budget cut the budget which is not particularly urgency. For example, the budget for a vacation and spending money. "In the past, if you want to walk or snack, immediately wrote. Now, should a new first saving can go-go, "said the 32-year-old woman. At the very least, Cindy and husband must be patient, because they still have to undergo pengehmatan until the end of 2015.
Not only home many years could storm the financial crisis. New household built in a matter of months has also been experienced. Adelia Havitasari, 25, told me, in the first months of marriage, she and her husband had faced considerable financial problems make giddy.
The story, a young couple newly married five months is committed to self-finance their wedding. Was determined to live apart from post-married parents. Two such financing was very draining savings both. They were faced with the harsh reality that not much more cash they have. "My husband and helm it's really time," said the woman who was familiarly called Adel.
As two adults, Adel and determined husband will not involve their parents in a financial crisis. Adel, then turn the brain. He also gave up his gold deposits mortgaged. The presence of cash is a great relief. But Adel aware, it is only a temporary solution. "We decided that we would not want to have to look for additional income," said Adel.
The husband also actively looking for side jobs. Adel also decided to go back to work to supplement their financial coffers. "We both also put the brakes on spending a hobby really. In fact, the days before marriage, we both really mal children, "Adel recalled with a smile. In fact, the total Adel intend to learn to cook in order to save expenses kitchen. "Our business could be considered successful. Little by little we've been able to save money now, "he said.