Is Vacationing With Credit Card Wisely?
Vacation time is the time most awaited by every member of the family. Meanwhile, the facts prove more and more people are using credit cards to make ends meet berlibut. Some of them argue that the credit card is a practical option than to bring large amounts of cash. However, whether this is a wise choice to use a credit card in berlibut?
Making the credit card as the main payment instruments in your vacation activities is not recommended. Various financial consultants stated that the use of credit cards for payment of vacation should be limited to emergency needs, for example, to pay for the medications and doctor at the hospital, or when running out of cash.
Bijakkah Vacationing With Credit Cards - DompetPintar.Com
In planning a vacation, always make planning funds while not forgetting to collect the funds needed for the remaining period. Suppose you are planning a holiday in the next four months, then calculate the amount of funds needed for the holiday and within the next four months you should save in accordance with the nominal funds needed. Do not until you do not have the funds to go on vacation and still ngeyel only with credit cards. Thus, after a vacation home is not busy you can repay the debt and enjoy the quiet life after the holidays.
In addition to emergency needs, there are some credit cards that use "kosher" to use during the holidays. For example, to make the purchase of air tickets promo or cheap accommodation via provider websites such as Agoda or Expedia. Usually these sites provide a relatively cheaper price than if you make booking directly to the hotel or the cash payment method. To that end, the use of credit cards is proclaimed because you can actually downsize.
Most importantly, do not shop using a credit card because it will be a tendency for overspending. Similarly, other expenses such as eating, drinking and other payments, you should still use cash so that you can know exactly how the rest of the money you have.
If you are planning a holiday abroad, bring a credit card that has an international network, rather than just a national networking. If you only have a credit card with a national network of course, it could be your credit card is rejected because it is not known abroad. Even if accepted, will usually require verification and inspection time is quite long.